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My Money Makeover

It’s time to take control of your finances and manage your money with confidence! Shape the financial future you want with the My Money Makeover course, featuring:

✨ Personal finance strategies
✨ Everyday money management tips
✨ Financial advice and support from a certified financial adviser

5 In-Depth



Money Back Guarantee


Financial Adviser


Downloadable Tools

My MoneyMakeover

It’s time to take control of your finances and manage your money with confidence! Shape the financial future you want with the My Money Makeover course, featuring:

✨ Personal finance strategies
✨ Everyday money management tips
✨ Financial advice and support from a certified financial adviser

5 in-depth


70 +

helpful lessons

Downloadable Tools & Resources


Financial Advice


Money Back Guarantee

In My Money Makeover, you'll learn how to:

Understand Your Money

Understand Your Money

Learn to fully understand the money you have and the money you owe, and start laying the building blocks for sustainable financial freedom.

Take Charge

Take Charge of Your Finances

Discover how to minimise unnecessary expenses and maximise the value of your savings – without huge sacrifices in your current lifestyle.


Automate Your Money Management

Build a budget you’ll actually stick to with our downloadable resources, and learn how to automatically sort your income into pots for spending and saving.

Understand Your Money

Before you start building towards your independent financial future, you need to know how things stand right now. You’ll discover more about the psychological impulses and triggers behind your spending, and find out how to manage your money in a sustainable way.

Understand your financial status

With the help of a certified financial adviser, you’ll learn how to take a judgement-free look at your current position and understand where your money is going on a monthly basis.

Transform your money mindset

Discover how to let go of any unhelpful beliefs you might have about your relationship with money. Once your money mindset changes, your financial reality will do the same!

Know what you owe

We’ll help you to take an honest look at where your debts lie, and teach you how to start reducing them efficiently and sustainably.


Take charge of your finances

It’s time to put yourself in the driving seat of your own finances! This section of the course will teach you how to make helpful, long-term changes to your spending habits and set yourself a realistic financial strategy.

Analyse your spending

We’ll give you the resources you need to find out where your money is going, and where you can make the changes that will have the biggest impact.

Find the right balance

We all have things we need – and things we want! Learn how to strike the right balance in your spending without depriving yourself of all the things you enjoy.

Make the changes count

Understanding the changes you need to make is just the beginning. You’ll unlock the money management tools you need to build those changes into your long-term spending habits.

Automate your money management

As well as financial advice for the here and now, this personal finance course gives all the tools you need for a healthy financial future. What’s more, they’re automated – so you’ll have even more spare time with which to enjoy your new-found financial freedom!

Build Your Budget

Take the fear out of budgeting with our easy downloadable template. It’ll become part of your day-to-day routine before you know it.

Set up your banking system

The most exciting part of the course! This is where you’ll unlock the only banking system you’ll ever need. Separate your savings and spending money in the blink of an eye.

Step into financial freedom

With your new learnings, tools and resources under your belt, you’ll be ready to embrace a life of stress-free money management!


What you get with My Money Makeover

You deserve to be able to handle your own financial affairs with confidence. This course is for any woman who wants to change her relationship with money, no matter your age or current status. If you change your finances, you change your life! The My Money Makeover personal finance course contains:

In-depth learning modules

Designed, written and hosted by certified financial adviser Jennifer Richardson.

Downloadable tools and resources

Activities and templates you can use to understand your finances and manage your money on an ongoing basis.

Money Honey Resource Hub

A central hub of bonus money management tips to help you put your new-found financial strategy skills into practice!

What's inside My Money Makeover

Module 1: Mind Games and Money Blocks

Understand why you spend money the way you do, break down spending triggers, and change your money habits for good.

Module 2: Know What You Owe

Get a grip on your debts, learn about good vs. bad debt, and discover practical strategies to reduce what you owe.

Module 3: Take Charge Of Your Spending

Learn how to manage your spending, use easy templates to track your expenses, and take control of your finances effortlessly.

Module 4: Change What You Can

Find simple ways to cut your expenses, separate essential needs from wants, strike a balance in your spending, and save money effectively.

Module 5: The Six Bank Accounts Every Woman Needs

Create a solid budget, effectively handle multiple bank accounts, deal with credit cards, and use our powerful templates to help manage your finances with ease.

Jen Richardson

Meet Jen Richardson

Jennifer Richardson is a certified financial adviser, accountant, business coach, and the founder of Got Money Honey. Jen takes a common-sense, no-BS approach to money management and is passionate about helping women to improve their relationship with money. Oh, and she even believes that looking after your finances can be fun!

Who is Jen Richardson?

Jennifer Richardson is the founder and sole director of financial services’ company 123 Financial Group. She is an exceptional accountant, financial adviser and mortgage broker, with over 30 years' experience in the financial services industry.

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