Free Tools

Financial Calculators

Over 30 free calculators to help you make smarter decisions about loans, property, savings, tax, and retirement.

Loan Repayment Calculator

Work out your monthly, fortnightly, or weekly repayments on any loan amount.

Use calculator ›

Borrowing Power Calculator

Find out how much you could borrow based on your income and expenses.

Use calculator ›

Rent vs Buy Calculator

Compare the long-term costs of renting versus buying a home.

Use calculator ›

Mortgage Switching Calculator

See if switching your home loan to a better rate will save you money.

Use calculator ›

Fortnightly Repayment Calculator

See how switching to fortnightly payments can reduce your loan term and interest.

Use calculator ›

How Much Deposit Calculator

Calculate the deposit you need to purchase a property at your target price.

Use calculator ›

How Long To Save Calculator

Find out how long it will take to reach your savings goal at your current rate.

Use calculator ›

Gross Up Calculator

Convert net income to gross income including tax and deductions.

Use calculator ›

Income Annualisation Calculator

Convert part-year income to a full-year equivalent for tax or lending purposes.

Use calculator ›

Stamp Duty Calculator

Estimate the stamp duty payable when purchasing property in Australia.

Use calculator ›

Income Tax Calculator

Estimate your Australian income tax based on your annual taxable income.

Use calculator ›

Reverse Mortgage Calculator

Understand how a reverse mortgage works and what it could cost over time.

Use calculator ›

Property Selling Cost Calculator

Estimate agent fees, marketing, legal costs, and your net proceeds from selling.

Use calculator ›

Property Buying Cost Calculator

Add up stamp duty, legal fees, inspections, and all the costs of buying a home.

Use calculator ›

Loan Comparison Calculator

Compare two or more loans side-by-side to find the best deal for you.

Use calculator ›

Leasing Calculator

Calculate your lease payments and compare leasing vs buying an asset.

Use calculator ›

Split Loan Calculator

Work out repayments when splitting your loan between fixed and variable rates.

Use calculator ›

Interest Only Mortgage Calculator

See what your repayments look like on an interest-only home loan period.

Use calculator ›

Saving Calculator

Project how your regular savings will grow over time with compound interest.

Use calculator ›

Comparison Rate Calculator

Calculate the true cost of a loan by factoring in fees alongside the interest rate.

Use calculator ›

Extra Repayment Calculator

See how extra repayments can shorten your loan and save you thousands in interest.

Use calculator ›

Lump Sum Repayment Calculator

Find out how a one-off lump sum payment impacts your loan balance and term.

Use calculator ›

How Long to Repay Calculator

Work out how many years and months until your loan is fully paid off.

Use calculator ›

Home Loan Offset Calculator

See how much interest you can save by keeping money in an offset account.

Use calculator ›

Introductory Rate Loan Calculator

Compare the intro rate period against the revert rate to see the true cost.

Use calculator ›

Map out your income and expenses to create a clear, actionable monthly budget.

Use calculator ›

Credit Card Calculator

Work out how long it will take to pay off your credit card at different repayment amounts.

Use calculator ›

Mortgage Refinance Calculator

Calculate if refinancing your mortgage will save you money after break costs.

Use calculator ›

Personal Loan Calculator

Estimate repayments on a personal loan based on amount, rate, and term.

Use calculator ›

Car Loan Calculator

Work out your repayments for financing a new or used vehicle.

Use calculator ›

Borrowing Power Calculator 2

An alternative borrowing power tool using gross income for a quick estimate.

Use calculator ›

Future Value Calculator

Project how much your investments or savings will be worth at a future date.

Use calculator ›

Loan Remaining Balance Calculator

Check how much you still owe on a loan at any point during the loan term.

Use calculator ›

Retirement Drawdown Calculator

Estimate how long your retirement savings or super will last based on your spending.

Use calculator ›

Loan Repayment Calculator 2

A simplified loan repayment calculator focused on monthly repayments only.

Use calculator ›

Frequently Asked Questions

This page offers over 30 free financial calculators including loan repayment, borrowing power, rent vs buy, mortgage switching, stamp duty, income tax, savings, credit card, budget planner, retirement drawdown and many more.

Yes, all financial calculators on this page are completely free to use with no sign-up required.

Yes, these calculators include tools specifically designed for Australian financial scenarios including stamp duty, income tax, borrowing power and property buying and selling costs.